The Deposit Guarantee and Resolution Fund (FGDR), created by the law of June 25, 1999, is responsible for protecting and compensating customers in the event of the failure of their banking institution.

Deposit insurance covers deposit accounts and savings accounts up to €100,000 (excluding state-guaranteed savings accounts). Securities insurance covers all financial instruments up to €70,000. Guarantees cover regulatory guarantee commitments made by professionals for their clients.

The FGDR can also intervene in crisis resolution before bankruptcy, to avoid consequences for customers.

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To learn more about protecting your accounts in case of bank failure, download the practical guide here .